What information do you report to the Credit Bureaus?
Gemini, on behalf of WebBank, reports that you applied for an account. If approved for an account we also report the open date of the account, your credit limit, your balance, and your payment history including any late or missed payments.
Does Gemini report my information to a credit bureau such as Experian, Trans Union or Equifax?
Gemini, on behalf of WebBank, reports your account information to Experian and Equifax which are credit bureaus.
How do I dispute information about my Gemini account that is shown on my credit bureau?
You can dispute it directly with the credit bureau by visiting their website. If you are disputing information on your credit report that was not reported by Gemini, then you will need to contact the credit bureau directly.
You can also dispute information about your Gemini Credit Card on your credit report by sending a letter to Gemini. If you are disputing by mail, please include your name, account number, and what exactly you are disputing and mail it to Gemini Constellation:
600 Third Avenue, 2nd Floor
NY, NY 10016