To fund your Gemini account via manual wire or bank transfer, please select a fiat currency from the list below and use the instructions to submit the transfer.

Keys to sending a successful wire deposit:

1. Be sure to only send funds from a bank account that is already registered with your Gemini account. We can only accept deposits from a bank account associated with your Gemini account. More information on adding a bank account can be found here.
2. For institutional/business Gemini accounts, we can only accept deposits from a bank account in the name of your business entity, which must match the business name on your Gemini account.
3. For personal Gemini accounts, we can only accept deposits from a personal bank account in your own name, which must match the name on your Gemini account
4. Remember to include your account reference code in the “Memo”, “Notes” or “Reference” section for expedited processing of your transfer.
   • Note for Singapore users: Use the virtual account number in your deposit instructions — no reference code is needed.

Initiate your deposit from the Gemini app or website, here, and follow the instructions on the screen

 

USD WIRES

Domestic Personal/Retail account wire instructions:

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• Click on “Continue” and follow the steps
• Please be sure to include your unique Account Reference Code on the wire deposit to avoid processing delays, which can be found in the wire deposit instructions.

Institutional/IRA/401K/Business account wire instructions: 

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• Click on “Continue” and follow the steps 
• Please be sure to include your unique Account Reference Code on the wire deposit to avoid processing delays, which can be found in the wire deposit instructions.

International USD wire instructions (excluding Singapore customers):

Note: Not currently available for retail customers in Europe.

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
  • For xPULSE transfers, please refer to this article.
• For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• Click on “Continue” and follow the steps 
• Please be sure to include your unique Account Reference Code on the wire deposit to avoid processing delays, which can be found in the wire deposit instructions.
  

For Singapore customers, please refer to this Help Centre article for USD wire instructions.

 

AUD WIRES

Note: Not currently available for European platform users due to our regulatory status.

Note; SWIFT deposits and withdrawals are temporarily not supported by Gemini's banking partners for AUD. Gemini can accept deposits of AUD via BECS/NPP transfers.

Note; Gemini recently updated our AUD deposit and withdrawal process and no longer supports SWIFT transfers for AUD. Since we only collect SWIFT information when AUD payment methods are added — but BSB details are required to process BECS or NPP withdrawals — withdrawal attempts will fail. If you're trying to withdraw AUD, please contact our customer support team so we can help process the withdrawal manually on your behalf. This is a temporary measure while we work on a long-term solution.

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• Select the bank account you would like to use under “Payment Method”
• Type the deposit amount (must be at least $10)
• Click on “Continue” and follow the steps

Please be sure to include your unique Account Reference Code on the wire deposit to avoid processing delays, which can be found in the wire deposit instructions.

 

CAD WIRES

Note: Not currently available for European platform users due to our regulatory status.

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• For withdrawals, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• Select the bank account you would like to use under “Payment Method”
• Type the deposit amount (must be at least $10)
• Click on “Continue” and follow the steps

Please be sure to include your unique Account Reference Code on the wire deposit to avoid processing delays, which can be found in the wire deposit instructions.

EUR BANK TRANSFER

Available for both Domestic and International users

Note; SWIFT deposits are temporarily not supported by Gemini's banking partners for EUR. Gemini can accept deposits of EUR via SEPA/Target2 transfer.

• Choose EUR as the currency you would like to transfer.
• For deposits, click here (be sure to select "Manual bank transfer" under the Transfer Method dropdown).
• For withdrawals, click here (be sure to select "Manual bank transfer" under the Transfer Method dropdown).
• Click on “Continue” and follow the steps.

Please be sure to include your unique Account Reference Code in the “Reference” section of your bank transfer to avoid processing delays. This code can be found in your bank transfer deposit instructions.

GBP BANK TRANSFER

Available for both Domestic and International users

• Choose GBP as the currency you would like to transfer.
• For deposits, click here (be sure to select "Manual bank transfer" under the Transfer Method dropdown).
• For withdrawals, click here (be sure to select "Manual bank transfer" under the Transfer Method dropdown).
• Click on “Continue” and follow the steps.

Please be sure to include your unique Account Reference Code in the “Reference” section of your bank transfer to avoid processing delays. This code can be found in your bank transfer deposit instructions.

Note; For GBP bank transfers being sent on the CHAPS payment network, as of 1 May 2025 our banking partners require use to use LEI numbers, or Legal Entity Identifiers, which are a unique 20-character alphanumeric code used to identify legal entities participating in financial transactions.

If you are sending a CHAPS payment to Gemini - typically reserved for cross-border GBP payments or payments over £1 million - please include the following LEI numbers in your payment depending on which bank account you're sending to:
Gemini Payments UK, Ltd.: 2138006MHNIPTX474J89
Gemini Trust Company, LLC: 254900GBN2V33HKLXO71

If you experience delays in payments being sent or requested via the CHAPS network, please contact Gemini Support to provide your LEI number.

 

HKD WIRES

Note: Not currently available for European platform users due to our regulatory status.

• For deposits, click here (be sure to select "Wire Transfer" under the Transfer Method dropdown)
• For withdrawals, click here (be sure to select "Wire Transfer" under the 
• Transfer Method dropdown)
• Select the bank account you would like to use under “Payment Method”
• Type the deposit amount (must be at least $10)
• Click on “Continue” and follow the steps

SGD WIRES

1. Ensure your default currency is set to SGD.
2. Go to the Payment Methods section in your Gemini account.
3. Click the menu icon (⋮) next to your SGD bank account.
4. Select “View details” and click “See deposit instructions.”
5. Use the bank details provided to make a wire transfer from your registered bank account.
   

💡 Important: You must make the deposit from a bank account registered to your Gemini account. Deposits from third-party platforms (e.g., Wise, Revolut, Grab) will be rejected.

If your wire was rejected and you don’t know why, please read this article.