You can fund your Gemini account with fiat currency (cash) or cryptocurrency. Note: The available currency options may vary depending on your country of residence.
Funding with Fiat Currency
To deposit fiat currency, you'll first need to link your bank account:
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Link Your Bank Account:
- Go to the Payment Methods page and click Add Payment Method.
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Manually Link Your Bank Account (Optional):
- If you prefer not to use Plaid or your online banking credentials, select Manually Link Bank and enter your bank account information.
- After adding your bank, complete the verification process by making a successful deposit from your bank to your Gemini account.
- For wire transfer instructions, refer to this article.
Settlement Times:
- Settlement times depend on the currency, transfer type, and your bank's location.
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For USD:
- Wire Transfers: Funds sent before 3 PM ET usually settle the same day or the next business day (timing may vary based on your bank’s processes).
- ACH Transfers: Deposits may be available for trading at our discretion but will clear for withdrawal within 4-5 business days. Learn more about ACH deposits here.
Funding with Cryptocurrency
To deposit cryptocurrency into your Gemini account:
- Use your external wallet or the service provider holding your crypto to initiate a withdrawal.
- Send the funds to your unique Gemini deposit address.
For additional details:
- Refer to this article for Custody account deposits.
- View this article for a list of supported Exchange assets.