Effective Date: June 12, 2026
Gemini has updated the User Agreement. This page summarizes some of the key changes, including updates to the arbitration agreement, Staking Services Fee, and Asset Rewards. The complete terms of the revised arbitration, Staking and Asset Rewards agreements are contained in the User Agreement. Please review each revised section of the User Agreement in its entirety. You can access your User Agreement by navigating in your Gemini app to Agreements and policies > User agreement.
Changes to the Arbitration Agreement
Gemini has revised the arbitration agreement that applies to most disputes between Gemini and its customers.
One of the principal changes is that arbitrations will now be administered by Federal Arbitration, Inc. ("FedArb") rather than National Arbitration and Mediation (“NAM”). As a result, arbitrations covered by the User Agreement will be conducted under FedArb's applicable rules and procedures, which differ from NAM’s.
The updated arbitration agreement also includes revisions to various aspects of the arbitration process. These updates include changes relating to the procedures for initiating arbitration, the allocation of arbitration fees and costs, the selection of arbitrators, discovery procedures, dispositive motions, confidentiality requirements, and the handling of mass arbitrations. The updated agreement continues to provide that covered disputes must be resolved through individual arbitration rather than through class actions, subject to the terms of the agreement. It also continues to permit eligible claims to be brought in small claims court where applicable.
Arbitration Fees and Procedures
The revised arbitration agreement changes certain arbitration procedures as well as the allocation of fees and costs. Depending on the nature and size of a dispute, different procedural rules may apply, including expedited procedures for certain matters. The agreement explains how arbitrator fees, filing fees, and administrative fees will be allocated between you and Gemini. Please review FedArb’s allocation of fees and costs at FedArb Fees.
In addition, the revised agreement expressly addresses matters such as discovery, dispositive motions, arbitrator authority, written decisions, and procedures applicable to certain coordinated or mass-filed claims.
Mass Arbitration Framework
The updated agreement incorporates FedArb's ADR-MDL framework for certain mass arbitration proceedings. This framework establishes procedures for the coordinated administration of multiple claims involving common set of legal and factual issues while preserving the individual nature of each claimant's dispute.
Your Right to Opt Out
If you do not wish to be bound by the revised arbitration agreement, you may opt out within thirty (30) days of the notice of the update.
To opt out, please send an opt-out notice via email to opt_out2026@Gemini.com. Your opt-out notice must include:
- Your full name;
- The email address associated with your Gemini account; and
- A clear statement that you are opting out of the revised arbitration agreement.
This must be sent within thirty (30) days of the notice of this update. Opting out of the revised arbitration agreement will not affect your access to Gemini products or services. If you do not opt out within the 30-day period, the revised arbitration agreement will apply to you.
Please review carefully the entire revised arbitration agreement by navigating in your Gemini app to Agreements and policies > User agreement.
Changes to Staking
We have updated our Staking Services Fee to 35%, which covers gas fees, third-party fees, and infrastructure costs associated with conventional staking. The remainder is retained by Gemini.
Changes to Asset Rewards
We are launching Asset Rewards, a new automatic staking program. Asset Rewards and conventional staking are separate, independent programs. You can participate in both, but an asset cannot generate rewards in both programs simultaneously. Conventional staking balances are automatically excluded from Asset Rewards eligibility.
Gemini earns a 30% commission on gross staking rewards. The estimated APY rates shown above already reflect this commission. They represent your net earnings after Gemini's fee. You will not be charged fees for both Staking and Asset Rewards on the same asset. Only one program generates rewards and fees per asset.
Asset Rewards currently supports SOL, MON, and ETH. Enrollment depends on your state: residents of CA, IL, NJ, TX, WA, and MA must opt in; NY residents are excluded; all other U.S. residents are automatically enrolled unless they opt out. You can change your enrollment anytime.
Learn More: Review the Asset Rewards Program Terms or visit our Help Center for detailed FAQs.
Review the Full User Agreement
You can access your User Agreement by navigating in your Gemini app to Agreements and policies > User agreement.
If you have any questions, please contact Gemini Support here.