I see a Rewards Adjustment on my account. What is that?
If a credit is issued to your account, we will deduct the original U.S. dollar amount of rewards that had been earned on the amount credited from the rewards you would have earned on future purchases. We refer to this as a Rewards Adjustment. After a Rewards Adjustment is complete, you will continue to earn rewards normally. If you notice that your rewards for a purchase are marked as “Adjusted”, this is because some or all of the rewards for that purchase have been applied to a Rewards Adjustment. See the Rewards Program Terms for further explanation of Rewards Adjustments.
What happens to my rewards if I return a purchase / successfully dispute a transaction / get a refund?
If you return a purchase, successfully dispute a transaction or otherwise receive a refund on a purchase, this will trigger a Rewards Adjustment. See Rewards Program Terms for further examples of Rewards Adjustments.
I see a Rewards Charge on my Gemini Credit Card account. What is that?
If you have a Rewards Adjustment which you do not complete (i.e. net out through future purchases) within 30 days, you may see a charge in this amount on your Gemini Credit Card account. We refer to this as a Rewards Charge. You may also be charged a Rewards Charge if you have any outstanding Rewards Adjustments at the time your Gemini Credit Card account is closed or for any other reason noted in the Rewards Program Terms.
Do I pay interest on Rewards Charges?
No, if you are billed a Rewards Charge, you will not be charged interest on that Rewards Charge, regardless of whether you are being charged interest on your other balances.