Bank Transfers (ACH) typically clear in four to five business days. This is the time it takes for your bank to confirm that the funds are available to transfer. Your bank balance may show your funds have left sooner, however, it typically takes at least four to five business days for a bank to communicate this to Gemini. ACH deposits are only available for customers who reside in the United States.
When there is a pending transfer(s) that has not cleared, a withdrawal hold will be placed on your account.
Any deposit made before 5pm ET will be submitted to your bank that day, and any deposit made after 5pm ET will be submitted to your bank the following business day at 5pm ET.
Note: a "business day" does not include weekends or U.S. federal holidays.