Deposits
Bank transfers (ACH and wires)
Gemini does not charge any transfer fees on wire or ACH deposits.
Your bank or your bank's intermediary may have added additional charges to your transaction based on their respective fee schedules. Please reach out to them to clarify any transaction fees they may have applied.
For international transfers, your bank or your bank’s intermediary may charge SEPA or SWIFT transaction fees. If your intermediary is converting the funds into a different currency, they may also charge a currency conversion fee. Please reach out to them to clarify any transaction fees they may have applied.
Note: Some banks will allow you to choose a charging option when initiating a transfer. The main options are:
OUR - issuer pays all expenses, including both theirs and those of the payee’s bank, on top of fees from any third parties intervening in the transaction;
BEN - all those expenses are paid by the recipient of the transfer;
SHA - where each party pays their own expenses, sharing the total cost of the transaction.
If your bank allows you to make this choice, please select shared fees (SHA).
PayPal
An additional fee of 2.50% of the total deposit amount is charged when funding your account using PayPal.
CUBIX™
Gemini does not charge any fee for CUBIX™ transfers.²
xPULSE
Gemini does not charge any fee for xPULSE transfers.³
Withdrawals
ACH transfers
Gemini does not charge any fee for ACH withdrawals.
Wires / Bank transfers
For USD wire withdrawals, a $25 USD processing fee¹ will be included at the time of your withdrawal.
For SGD wire withdrawals, a $25 SGD processing fee will be included at the time of your withdrawal.
Gemini does not charge any fee for non-USD wire withdrawals.⁴
Please note that your bank may have a separate fee to process a bank transfer.
CUBIX™
Gemini does not charge any fee for CUBIX™ transfers.²
xPULSE
Gemini does not charge any fee for xPULSE transfers.³
¹USD bank transfer is free for UK and EU/EEA Institutions for a limited time.
²At this time, CUBIX™ is only available for verified institutional customers. Additionally, only clients of Customers Bank can access CUBIX™.
³At this time, xPULSE is only available for verified European customers with access to USD rails. Additionally, only clients of Bank Frick can access xPULSE.
⁴Includes CHAPS, FPS, SEPA, and BLINC.
Please refer to this article for more information regarding fees.