Your “available to Earn” balance is another name for your trading balance. It represents the funds you can move to Earn. 

On the App

1. Press the Grow tab on the bottom of the app.
2. Select the crypto you would like to earn interest on. A screen will reflect your Available to Earn balance and the existing Earn balance.
3. Tap Earn to navigate to the deposit page.
4. Enter the quantity of the crypto that you would like to deposit.
5. If this is your first deposit, you will need to review the Terms and Authorizations agreement and agree to the Master Loan agreement.
6. Once you have read and agreed to both documents, swipe right at the bottom to confirm your movement request after reviewing the details.
7. You will begin earning interest one business day after your crypto is moved.
8. You will see this reflected in your account in 2 business days at 4 p.m. ET after you move crypto to Earn.

On the Web

1. Click the “Grow” tab in the Gemini Navigation Bar.
2. Select the crypto you would like to earn interest on. Enter the amount of the crypto you would like to deposit.
3. If this is your first deposit, you will need to review and agree to the Terms and Authorizations agreement and agree to the Master Loan agreement. 
4. Once these documents have been agreed to, review the confirmation page and click “Confirm.”
5. You will begin earning interest one business day after your crypto is moved
6. You will see this reflected in your account in 2 business days at 4 p.m. ET after you move crypto to Earn.

You will see your first interest earned in your account at 4 p.m. ET two business days after you start using Gemini Earn, and more compound interest arrives every day at 4pm after that. Your confirmation e-mail will tell you when you can expect the first payment to appear.

Projected interest is for illustrative purposes only and is calculated using your cumulative crypto balance (including all cryptos), market prices, and interest rates.