U.S. dollars in your Gemini Account may be held at Silvergate Bank, State Street Bank and Trust Company, JPMorgan Chase Bank, N.A. or Signature Bank and thus may be eligible for FDIC “pass-through” insurance, subject to applicable limitations. Please see the FDIC Insurance section of our User Agreement for more information.
Gemini maintains insurance coverage against certain types of losses for the crypto that we hold on your behalf in our online hot wallet subject to limitations. Please see the Digital Asset Insurance section of our User Agreement for more information.
Funds in Gemini Earn are not insured by Gemini. You can learn more here.
FOR UK CUSTOMERS:
Gemini Europe, Ltd is authorised as an Electronic Money Institution. As such, Gemini customer funds, such as British pound and Euro balances, are held in safeguarded accounts with our banking partners. Safeguarding customers’ funds means that Gemini is legally obliged to keep customers’ funds in a ring-fenced bank account, separate from the accounts we may use to run our business.