What are Merchant Reward Offers?
Merchant Reward Offers is a program for Gemini Credit Card users that offers crypto back on purchases with select merchants. These Merchant Reward Offers are separate from, and in addition to, the everyday Rewards cardholders already earn when making purchases. If you have a Gemini Credit Card, you’re enrolled in Merchant Reward Offers; however, you can opt out of Merchant Reward Offers at any time by calling 1-877-725-1116. Some Merchant Reward Offers are applied automatically by using your Gemini card while others require you to tap-to-activate before making a purchase. Every Merchant Reward Offer is subject to its respective terms set by the merchant, which can be accessed in the offer details. Once earned, Merchant Reward Offers are applied to your account within 30 days – no further action needed. You can find current Merchant Reward Offers in the Merchant Reward Offers section of the Gemini app or online.
How do I earn crypto rewards with Merchant Reward Offers?
You can earn crypto back with Merchant Reward Offers by making eligible purchases at select merchants. Current Merchant Reward Offers are shown in the Merchant Reward Offers section of the Credit Card Dashboard on the Gemini app and online. Rewards for a Merchant Reward Offer will not display in your rewards feed while it is processing. Once the transaction is posted and processed by our merchant offers rewards partner, any earned crypto back from the Merchant Reward Offer will be applied to your Gemini Exchange account.
Can I earn crypto rewards from Merchant Reward Offers on online purchases?
Many offers for Merchant Reward Offers include online purchases. Because the terms of each offer is different, you’ll want to view the offer details to confirm that a specific offer includes crypto back on online purchases. You can find offer details in the Merchant Reward Offers section of Credit Card Dashboard on the Gemini app and online.
When will I receive my crypto rewards for Reward Offers?
In most cases, you will receive your crypto back from Merchant Reward Offers within 30 days of when a transaction posts.
Do Merchant Reward Offers expire?
We recommend double-checking the details of an offer to confirm that a specific offer is still available before making your purchase. The crypto back that you receive from completed, eligible transactions will never expire - these funds are placed in your Gemini account.
Are there any limits to the amount of crypto rewards I can receive for Merchant Reward Offers?
Certain offers have limits. The terms of each offer are different, so it’s important to check the terms for each offer. For more information on a specific offer, you can check the offer details through the Merchant Reward Offers tile on the Credit Card Dashboard of the Gemini app and online and clicking on the offer.
What is Dosh?
Merchant Reward Offers are powered by Dosh, a third-party service provider to Gemini. Dosh provides the platform on which you see the Merchant Reward Offers and facilitates the Merchant Reward Offers program. Your use of the Merchant Reward Offers powered by Dosh platform is governed by the Dosh Terms of Service.
What information does Gemini share with Dosh?
Gemini and Dosh respect your privacy and take precautions to ensure the security of your data. Gemini only shares the data necessary to enable Dosh to provide the optimal user experience and facilitate the Merchant Reward Offers Program.
Why can’t I add my Gemini Credit Card to Dosh?
Gemini Credit Card cardholders are automatically enrolled in the Merchant Reward Offers Program powered by Dosh. Because Gemini Credit Card cardholders are already eligible for Merchant Reward Offers, they will not be able to directly add any Gemini Credit Cards to Dosh’s platform. Note that some Merchant Reward Offers are applied automatically by using your Gemini card while others require you to tap-to-activate before making a purchase. Every offer is subject to its respective terms set by the merchant which can be accessed in the offer details. Once earned, rewards are applied to your account – no further action needed.
Missing crypto rewards from the Merchant Reward Offers program? We can help
If you believe you are missing crypto rewards for a Merchant Reward Offer, we can double-check it for you.
First, make sure that the transaction in question is complete, not processing. Processing transactions will display at the top of your list of credit card transactions in the Gemini app and online. If your transaction is still processing, you’ll need to wait until it is completed by the merchant before you can receive any crypto back. Additionally, please wait 30 days to ensure our Merchant Reward Offers program partner Dosh has had sufficient time to process the transaction. If the transaction in question is complete, and 30 days have passed, please contact us for help at 1-877-725-1116.