BANK TRANSFERS (ACH)
Bank Transfers (ACH) are only available to customers in the United States. The funds are immediately available for trading. After 4-5 business days, the funds are available for withdrawal since this is the amount of time it takes to settle.
Gemini submits deposit requests at 5:00 pm ET Monday - Friday. Any deposit made before 5:00 pm ET will be submitted to your bank that same business day. Any deposit made after 5:00 pm ET will be submitted to your bank at 5pm the following business day.
Wires can be made by customers in and out of the United States. They settle as soon as they have been received in our bank account. As a result, these funds are available for trading and withdrawal immediately once they have been credited to your account.
Funds sent by domestic wire transfer before 3:00 pm ET will typically be available in your account the same day or next business day (though this may vary based on the internal processes of your bank). While there may be a fee charged by your bank to send or receive a wire, we do not charge any wire fees on our side.